I’m about to buy a car for about $24k, and I only have about 6k that’s liquid and available for the down payment. I was going to go with a 72-month loan from the dealer, making my monthly payments around $360. Whenever I have extra cash I plan to dump it toward the car loan, hopefully reducing the length of the loan significantly. (*ETA: This is not a brand-new car but a dealer-certified 2021 …
https://www.reddit.com/r/personalfinance/comments/15dn0ww/smartest_way_to_go_about_a_car_loan/