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Mortgage Loan: Process, Types and Payments | LendingTree

November 27, 2025

Definition: What is a mortgage? A mortgage is a written agreement that gives a lender the right to take your home if you don’t repay the money they lend you at the terms you agreed on. Your mortgage payment amount is based on how much you borrow, your loan term length and your interest rate. Here’s how a mortgage works.

https://www.lendingtree.com/home/mortgage/

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