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Compare current mortgage interest rates | Wells Fargo

December 13, 2025

Could you lower your payment if you refinance? These rates are based on a home in Austin, TX with a purchase price of $400,000 and a down payment of $80,000. Your actual rate, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.

https://www.wellsfargo.com/mortgage/rates/

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