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Best Cheap Car Insurance in Phoenix

November 23, 2025

State Farm offers the cheapest full coverage auto insurance in Phoenix, and USAA has the cheapest minimum coverage. Phoenix drivers can expect some of the highest car insurance rates in Arizona. On average, full coverage costs $2,649 annually, and minimum coverage costs $1,254 annually.

https://www.autoinsurance.com/states/arizona/best-car-insurance/phoenix/

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